The Peoples Bank understands the special duty that financial institutions have with safeguarding our customers sensitive information. We have always been guided by the belief that protecting each person's right to privacy is fundamental to the quality of customer relationships. Therefore, The Peoples Bank does not provide personally identifiable customer information to third parties for solicitation.

This notice accurately summarizes the policies and practices of The Peoples Bank regarding the collection, use, retention, and security of nonpublic personal information concerning those customers of ours who obtain a financial product or services from us that is to be used primarily for personal, family, or household purposes.

What Information We Collect

We may collect "nonpublic personal information" about you from the following sources: Information we receive from you on applications or other loan and account forms; information about your transactions with us, our affiliates, or others; and information we receive from third parties such as credit bureaus. "Nonpublic personal information" means any personally identifiable financial information about you, including information about you on a list, that is not publicly available.

What Information We Disclose

We do not disclose, and do not reserve the right to disclose, nonpublic personal information about our customers to any affiliates or to any third parties, except as permitted by law. We are legally permitted to disclose nonpublic personal information about you to our affiliates and third parties, such as check printers, to administer our business and to provide products and services to you. Should your account(s) close or should you become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

The Peoples Bank is committed to ensuring the privacy of our customers personal information. The Privacy Notice is also included on the back of the checking account statement. For more information regarding The Peoples Bank Privacy Policy, please contact Rhonda Huber at (620) 672-5611.